Credit cards


Are credit cards a good way to fund my business?

4:00AM | Tuesday, 15 April 2014 |  Despite the risks involved, many entrepreneurs have no other choice but to fund their start-up with a credit card.

How can I protect myself from late payment problems?

10:00AM | Tuesday, 29 October 2013 |  Don’t let your best customer become your worst customer – the more indebted a particular customer is to you, the less you can afford to offend them.

Start-ups set to be hit by rising credit card costs

1:10PM | Tuesday, 10 January 2012 |  Credit card interest rates will continue to rise despite a drop in the official cash rate, according to research firm Canstar, spelling bad news for start-ups planning to spend on credit this year.

Retailers urged to address payments fraud

12:45PM | Friday, 16 December 2011 |  The Australian Payments Clearing Association has issued fraud protection guidelines for merchants, after revealing total payments fraud increased to 12.2 cents in every $1,000 transacted over the year.

Australia divided into consumer “tribes”: KPMG

8:25PM | Tuesday, 9 August 2011 |  Australia’s population can be divided into two distinct “tribes” based on their consumption habits, according to a new report, highlighting opportunities for start-ups to appeal to a particular demographic.

Australian Bankers’ Association rejects call for credit card surcharging cap

7:27PM | Tuesday, 26 July 2011 |  The Australian Bankers’ Association has rebuffed a proposal to cap the surcharge fees imposed by credit card customers, much to the dismay of EFTPOS payment platforms.

Consumer optimism dubbed a “mirage” as BSI falls 0.3%

7:31PM | Wednesday, 20 July 2011 |  The recent optimism about consumer spending has been labeled a “mirage” by a leading economist, with the latest Commonwealth Bank Business Sales Indicator falling by 0.3%.

Younger shoppers spending beyond their means: D&B

7:00AM | Friday, 15 July 2011 |  Younger consumers are more willing to spend than their older counterparts but are relying on credit cards to do so a new Dun & Bradstreet survey reveals.

Social media surge fuelling credit card scams: Report

6:32PM | Thursday, 23 June 2011 |  New figures reveal online credit card scams are increasing, with social media attributed partial blame, but the Australian Bankers Association insists fraud rates are still low.

Credit card surcharge gauging could hurt, experts say

6:42PM | Thursday, 9 June 2011 |  Industry groups have criticised a plan by the Reserve Bank to cap surcharge fees on credit card transactions, claiming the move would unfairly target smaller companies.